Medical and Health Cover

Why you need a health insurance?

Private health insurance offers important protection for you and your family. It gives you peace of mind from the start, with greater choice and the security of prompt treatment for your condition, putting you in control when you or your family need medical care.

Rather than enduring a long and uncomfortable wait for treatment, you can be seen at a convenient time and location, and with your choice of medical provider. More importantly, we can help you get back on your feet that much quicker.

Why you need a health insurance?

It helps in other ways too. For example: if your child needed serious medical treatment and you had to temporally stop work to look after them, having private health insurance may quickly give you access to treatment. That way, you can be back to work sooner than may otherwise be possible, once your child recovers.

Depending on the cover chosen, having private health insurance means you can get access to specialist consultations, diagnostic procedures or scans. If and when you need treatment, your insurance will take care of the often-significant costs associated with hospitalisation and surgery.

Public healthcare

Sometimes relying on public healthcare just isn’t enough.

Our public health system provides quality emergency care and treatment for serious medical conditions. However, rising health care costs and increased demand continues to put pressure on the system’s ability to both diagnose and treat non-urgent medical conditions. These include many that have a significant impact on lifestyle, such as sinus complications, cardiac conditions and hernia repair.

In some cases, you may have to qualify for public treatment before even joining the queue. Having private health insurance can remove the barriers to being treated quickly.

Choosing the right health insurance

When choosing private health insurance, it’s worth bearing in mind that the levels of cover can differ from insurer to insurer. What may look like a bargain policy, on closer examination may not provide the level of cover that you need – so always read the small print and find out exactly what the policy covers.

Please contact us for further information about this product.