Income Protection Cover

What is income protection insurance?

Income protection insurance is a type of insurance that provides individuals with continuity of income should they suffer a long-term illness, disability or other loss of income that is not covered by ACC.
The benefit starts after a waiting period which you choose and is paid for a period which you choose.

Income Protection

Income Protection provides you with an income to enable you to meet your commitments and your living expenses, and for the upkeep of any dependents, you might have. It provides an essential source of income well after standard sick leave entitlements have been exhausted.

I thought if I was off work I was covered by ACC?

ACC automatically covers 80 percent of your income in the event of an accident that prevents you from working. It does not provide alternative income for you or your family in the event of a sickness, trauma or certain kinds of disability such as a stroke.

Please contact us for further information about this product.